🇫🇷 France

Registration documents and legal forms Swan accepts for account holders registered in France.

Mandatory documents (✓ in the Mandatory column) are required to verify an account holder, regardless of how they're retrieved. All other documents may be requested on a case-by-case basis.

Acronyms

Acronym	French description	English description
Kbis	Délivré par le Greffe du Tribunal de Commerce	Serves as a company's identity card
INSEE	Institut national de la statistique et des études économiques	French National Institute of Statistics and Economic Studies
URSSAF	Unions de recouvrement des cotisations de sécurité sociale et d'allocations familiales	Organizations for the Collection of Social Security and Family Benefit Contributions
JOAFE	Journal officiel des associations et fondations d'entreprises	Official Journal of Associations and Corporate Foundations
ANAH	Agence Nationale de l'Habitat	National Housing Agency

Companies

Legal forms

Legal form (French)	Description
Société à responsabilité limitée (SARL)	Limited liability company
Société d'Exercice Libéral A Responsabilité Limitée (SELARL)	Liberal professional limited liability company
Société d'Exercice Libéral par Actions Simplifiée (SELAS)	Liberal professional company limited by shares
Société civile professionnelle (SCP)	Professional civil society
Société Civile (SC)	Civil society
Société Civile Immobilière (SCI)	Real estate civil society
Société Civile de Moyen (SCM)	Civil society for shared means
Entreprise unipersonnelle à responsabilité limitée (EURL)	Single-member limited liability company
Société par actions simplifiée (SAS)	Simplified joint-stock company
Société anonyme (SA)	Public limited company
Société par actions simplifiée unipersonnelle (SASU)	Single-member simplified joint-stock company
Micro-entreprise	Micro-enterprise
Société en nom collectif (SNC)	General partnership
Société en commandite par actions (SCA)	Partnership limited by shares
Société en commandite simple (SCS)	Limited partnership
Établissement public à caractère industriel et commercial (EPIC)	Public establishment of an industrial and commercial nature
Syndic de copropriété	Co-ownership management company / property management company (for co-owned buildings)

Accepted documents

Document type (French)	Description	Details	Mandatory
Extrait Kbis	Company registration certificate	Official document. Must be dated within the last 3 months.	✓
Déclaration des bénéficiaires effectifs.	Ultimate Beneficial Owners (UBOs) declaration	For example: Copie intégrale des informations déclarées Déclaration Relative au(x) Bénéficiaire(s) Effectif(s) d'une Société Document Relatif au Bénéficiaire Effectif Must be an official document, dated, signed, and stamped.	✓
Statuts de l'association	Articles of Association	Must be dated and signed. Must be the most recently published version. If amendments have been made, it must be dated within the last 6 months.	✗
Procuration signée par le représentant légal et Pièce d'identité du représentant légal	Power of Attorney (POA) and the identity document of the legal representative.	POA must be dated (within the last year) and signed. Identity document of the legal representative if they are not the account holder. Must be submitted in color, both sides (if applicable).	✗
Pièce d'identité des bénéficiaires effectifs	Identity documents of the UBOs	All valid identity documents are accepted. Must be submitted in color, both sides (if applicable).	✗
Justificatif de domicile des bénéficiaires effectifs	Proofs of address of UBOs	Must be dated within the last 3 months.	✗
Formulaire Personne Politiquement Exposée (PPE)	Politically Exposed Person (PEP) form	Swan sends this form to the end user (based on your communication preferences). Must be dated and signed.	✗
États financiers de l'organisation or Liasse Fiscale	Proof of company income	Must be the most recent.	✗
Déclaration sur l'honneur des Bénéficiaires effectifs	Sworn statement	Must be dated and signed within the last 3 months.	✗
Organigramme de l'entreprise	Company structure chart	Document must be authentic and the latest version.	✗

Self-employed individuals and freelancers

Legal forms

Legal form (French)	Description
Entrepreneur individuel	Self-employed
Professions libérales	Freelancers

Accepted documents

Document type (French)	Description	Details	Mandatory
Preuve d'enregistrement	Proof of registration	For example: Avis de situation INSEE L'extrait Kbis Synthèse INPI Must be dated within the last 3 months.	✓
Premier transfert	First transfer	For self-employed (entrepreneur individuel) individuals only. Must make a first transfer into their payment account from another bank account registered in their name. Bank account must be within the European Economic Area (EEA).	✓
Preuve d'activité	Proof of activity	For professions libérales, provide the URSSAF declaration from the last month.	✗
Justificatif de l'adresse de la société	Proof of company address	Provide a document such as Synthèse INPI, Kbis, or avis de situation INSEE. Must be dated within the last 3 months.	✗
Justificatif de ressources	Proof of income	Submit a tax return (Avis d'imposition) from the previous year, or last month's pay slip (fiches de paie) dated within the last 3 months, or the last URSSAF declaration.	✗
Formulaire Personne Politiquement Exposée (PPE)	Politically Exposed Person (PEP) form	Swan sends this form to the end user (based on your communication preferences). Must be signed and dated.	✗

Associations

Legal forms

Legal form (French)	Description
Association de fait ou association non déclarée	Informal or undeclared association
Association loi de 1901	Association under the French 1901 Law
Association avec agrément	Accredited association
Association d'utilité publique	Public-interest association

Accepted documents

Document type (French)	Description	Details	Mandatory
Preuve d'enregistrement	Proof of registration	Announcement in the Journal Officiel (official journal). Requested for associations from Alsace or Moselle.	✓
Statuts de l'association	Articles of Association	Must be dated and signed. Must be the most recently published version. If amendments have been made, it must be dated within the last 6 months.	✗
Procès verbal	Latest meeting minutes	Meeting minutes must be the most recent within the last 2 years.	✓
Procès verbal du président	Appointment of the president	Internal company document showing the details of the appointed president.	✗
Justificatif de l'adresse de la société	Proof of company address	Must be dated within the last 3 months.	✗
Avis d'imposition	Company's tax return	Must be the most recent tax return.	✗
Procuration signée par le représentant légal et Pièce d'identité du représentant légal	Power of attorney and identity document of the legal representative (if not the account holder)	Must be dated within the last year.	✗
Premier transfert	First transfer	Requested for associations from Alsace or Moselle.	✗
Formulaire Personne Politiquement Exposée (PPE)	Politically Exposed Person (PEP) form	Swan sends this form to the end user (based on your communication preferences). Must be signed and dated.	✗

Homeowners associations

Legal forms

Legal form (French)	Description
Association à responsabilité limitée	Limited liability association
Société civile	Civil society
Syndicat de propriétaires	Homeowners' union

Accepted documents

Document type (French)	Description	Details	Mandatory
Preuve d'enregistrement	Proof of Registration	Official document. Must be dated within the last 3 months.	✓
Pièce d'identité du représentant légal ou le président	Identity document of the legal representative or the president	Must be a valid identity document. Swan uses it to verify authority.	✓
Procès verbal	Latest meeting minutes	Must be the most recent.	✓
Statuts de l'association	Articles of Association	Must be dated and signed. Must be the most recently published version. If amendments have been made, it must be dated within the last 6 months.	✗
Procuration signée par le représentant légal et Pièce d'identité du représentant légal	Power of Attorney (POA) and the Identity document of the legal representative	POA must be dated (within the last year) and signed Identity document of the legal representative if they are not the account holder. Must be submitted in color, both sides (if applicable).	✗
Premier transfert	First transfer	Required if proof of registration isn't available.	✗
Pièces d'identité des bénéficiaires effectifs	Identity documents of Ultimate Beneficial Owners (UBOs)	All valid Identity documents are accepted.	✗
Procès verbal de nomination des élus	Minutes of appointment of elected officials	Internal company document Must be signed.	✗
Justificatif de l'adresse de la société	Proof of company address	Must be dated within the last 3 months.	✗
Avis d'imposition de l'entreprise	Company's tax return	Must be the most recent tax return.	✗
Formulaire Personne Politiquement Exposée (PPE)	Politically Exposed Person (PEP) form	Swan sends this form to the end user. Must be dated and signed.	✗