Individual onboarding fields

Reference tables for the fields collected when creating an individual onboarding, including required, optional, and conditional rules per country.

Use this reference to determine which fields are required, optional, or conditional for each country when creating an individual onboarding. For GraphQL types and validation constraints, refer to CreateIndividualAccountHolderOnboardingInput in the API reference.

Supporting documents

All requested supporting documents must be submitted to complete onboarding.

Field Requirements Legend

● REQ Required:Must be completed.

◐ CND Conditional:Required only in specific situations.

○ OPT Optional:Isn't required; may have a default value.

Account information

Related field: accountInfo

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
country	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
name	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

Available options

• country: FRA, DEU, ESP, NLD, ITA, BEL.

Account administrator

Related field: accountAdmin

Account admin fields and sign-up

Although many accountAdmin fields are optional during onboarding, they're required when the user signs up. Swan recommends collecting and sending this information before the end of the onboarding flow.

Personal information

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
email	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
firstName	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
lastName	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
nationality	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
preferredLanguage	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
signupDate	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
acquisitionChannel	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

acquisitionChannel is hidden from end users. Provide it through your backend integration only.

Available options

• preferredLanguage: de, en, es, fi, fr, it, nl, pt.
• acquisitionChannel: InboundOrganic, InboundReferral, OutboundSales, OutboundAccountingFirm.

Address

Related field: accountAdmin.address

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
addressLine1	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
addressLine2	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
city	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
country	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
postalCode	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
state	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

Birth information

Related field: accountAdmin.birthInfo

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
birthDate	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
city	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
country	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
postalCode	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

Financial information

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
employmentStatus	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
monthlyIncome	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
sourcesOfFunds	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

Available options

employmentStatus

Craftsman, Employee, Entrepreneur, Farmer, Manager, Practitioner, Retiree, ShopOwner, Student, Unemployed.

monthlyIncome

LessThan500, Between500And1500, Between1500And3000, Between3000And4500, MoreThan4500.

sourcesOfFunds

BusinessActivity, CapitalGains, FamilyContributions, InheritanceOrGift, Other, PersonalWealth, RealEstateIncome, Salary, SaleOfAssets, SelfEmployment.

Tax information

Related field: accountAdmin.taxIdentificationNumber

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
taxIdentificationNumber	◐ CND ¹	● REQ	● REQ	● REQ	◐ CND ¹	◐ CND ¹

¹ taxIdentificationNumber is required if any of the following conditions are true:

• accountAdmin.address.country is different from accountInfo.country.
• accountAdmin.address.country is Germany, Italy, or Belgium.

US tax information

Related field: accountAdmin.unitedStatesTaxInfo

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
isUnitedStatesPerson	● REQ	● REQ	● REQ	● REQ	● REQ	● REQ
unitedStatesTaxIdentificationNumber	◐ CND ²	◐ CND ²	◐ CND ²	◐ CND ²	◐ CND ²	◐ CND ²

² unitedStatesTaxIdentificationNumber is required if accountAdmin.unitedStatesTaxInfo.isUnitedStatesPerson is true.

User device information

Related field: accountAdmin.userDeviceInfo

These fields are hidden from end users. Provide them through your backend integration only.

Field	🇫🇷 France	🇧🇪 Belgium	🇩🇪 Germany	🇮🇹 Italy	🇳🇱 Netherlands	🇪🇸 Spain
geoloc.lat	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
geoloc.lng	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
ip	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT
userAgent	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT	○ OPT

OAuth redirect parameters

Related field: oAuthRedirectParameters

These fields are hidden from end users. Provide them through your backend integration only.

Field	Requirement	Description
redirectUrl	○ OPT	URL to redirect to after the OAuth flow. If empty or not set, the user is redirected to the white label Web Banking.
state	○ OPT	Opaque value passed through the OAuth flow to prevent XSRF attacks. If not set, Swan fills it with the onboarding ID.

No-code Web Banking

If you use Swan's no-code Web Banking, the following fields are collected during the onboarding and sign-up flows.

• accountAdmin.firstName, lastName, nationality.
• accountAdmin.address: addressLine1, city, country, postalCode.
• accountAdmin.birthInfo: birthDate, city, country, postalCode.
• accountAdmin.unitedStatesTaxInfo.

API mapping

Use this table to map fields from the deprecated API to the new API.

Account

Deprecated field	New field
accountCountry	accountInfo.country
accountName	accountInfo.name

Account administrator

Deprecated field	New field
—	accountAdmin.acquisitionChannel
residencyAddress.addressLine1	accountAdmin.address.addressLine1
residencyAddress.addressLine2	accountAdmin.address.addressLine2
residencyAddress.city	accountAdmin.address.city
residencyAddress.country	accountAdmin.address.country
residencyAddress.postalCode	accountAdmin.address.postalCode
residencyAddress.state	accountAdmin.address.state
—	accountAdmin.birthInfo.birthDate
—	accountAdmin.birthInfo.city
—	accountAdmin.birthInfo.country
—	accountAdmin.birthInfo.postalCode
email	accountAdmin.email
employmentStatus	accountAdmin.employmentStatus
—	accountAdmin.firstName
—	accountAdmin.lastName
monthlyIncome	accountAdmin.monthlyIncome
—	accountAdmin.nationality
language	accountAdmin.preferredLanguage
—	accountAdmin.signupDate
—	accountAdmin.sourcesOfFunds
taxIdentificationNumber	accountAdmin.taxIdentificationNumber
—	accountAdmin.unitedStatesTaxInfo.isUnitedStatesPerson
—	accountAdmin.unitedStatesTaxInfo.unitedStatesTaxIdentificationNumber
—	accountAdmin.userDeviceInfo.geoloc.lat
—	accountAdmin.userDeviceInfo.geoloc.lng
—	accountAdmin.userDeviceInfo.ip
—	accountAdmin.userDeviceInfo.userAgent