Accounts

Open accounts, manage IBANs, handle memberships, fund and close accounts, and reconcile movements. Everything to operate a Swan account, whether you integrate the API or operate from the Dashboard.

Concepts

An account starts with onboarding, which creates the verified account holder who owns it:

OnboardingCreates the account holder.→Capital depositsFrance: deposit share capital first.→Account holdersThe verified owner.→AccountThe euro account.→ClosureAccount end-of-life.

Everything else hangs off the account:

AccountThe euro account.→

Memberships1 account, N members.IBANs1 main + N virtual.FundingMoney in.BillingFees and invoices.Multiple accounts1 holder, N accounts.Supporting documentsVerify holders and transactions.

Find your path

Recommended reading order based on how you work with Accounts. Each path goes from basics to deeper integration.

DevelopersIntegrate the API

1

Overview

What an account is, lifecycle, and statuses.

2

Memberships

How users access accounts, via permissions and legal-representative status.

3

IBANs

Main and virtual IBANs explained.

4

Add one member

First integration with the memberships API.

5

Add a virtual IBAN

Implement multiple IBANs per account.

6

Membership permissions

Full permissions matrix and validation rules.

OperatorsOperate from the Dashboard

1

Overview

What an account is, lifecycle, and statuses.

2

Memberships

Who has access, and what they can do.

3

Closure

When and how accounts can be closed.

4

Change admin

Reassign an account's administrator via Swan Support.

5

Export memberships

Pull the member list for audits and reporting.

6

Generate a statement

Produce an account statement for a date range.