Payments

Send and receive money with Swan: credit transfers across SEPA and the world, direct debits, card payments, and merchant acquiring. Everything to move money, whether you integrate the API or operate from the Dashboard.

Concepts

PaymentA request to move money.

TransactionsThe credits and debits it creates.

Credit transfersSEPA and worldDirect debitpull by mandateCard paymentsauth and clearingVerification of payeeSEPA beneficiary checkMerchantsaccept payments

Find your path

Recommended reading order based on how you work with payments. Each path goes from basics to deeper integration.

DevelopersIntegrate the API

1

Transactions

How payments create transactions, and their statuses.

2

Initiate a credit transfer

Send your first SEPA credit transfer.

3

Direct debit

Pull payments by mandate.

4

Add a mandate

Register a direct debit mandate.

5

Merchants

Accept payments as a merchant.

6

International transfer countries

Country and rail coverage for transfers.

OperatorsOperate from the Dashboard

1

Transactions

What a transaction is, and how to read its status.

2

Export payments

Export payment data for reconciliation.

3

Generate a statement

Produce a transaction statement for a period.

4

Card payments

How card transactions clear and settle.

5

Card payment countries

Where card payments are supported.