Audience:
Local IBAN details
Local IBANs aren't a different type of IBAN, but rather a characteristic of main (and virtual) IBANs. With local IBANs, you can choose, within regulations, the country prefix for your Swan IBANs.
The country prefix for local IBANs is determined by the account country. Swan must comply with different requirements depending on local laws. Bank Identifier Codes (BIC) are also unique to each account country.
Formats by country
Local IBANs are available for the following countries. Refer to Swan's public roadmap to see which local IBANs are on the way.
- France
- Belgium
- Germany
- Italy
- Netherlands
- Spain
France → IBAN: FR76 1732 8844 00XX XXXX XXXX XYY | BIC: SWNBFR22
French IBANs consist of 27 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| FR | France's country code |
| 76 | Check digits |
| 17328 | Swan's French bank code |
| 84400 | Swan's French branch code for main IBANs (virtual IBANs: 89900) |
| XX XXXX XXXX X | 11-digit account number (not applicable for virtual IBANs) |
| YY | Two-digit RIB key RIB, or relevé d'identité bancaire, is Swan's bank details PDF |
| SWNBFR22 | Swan's French Bank Identifier Code (BIC) |
Belgium → IBAN: BEYY ZZZZ XXXX XXYY | BIC: SWNBBE22
Belgian IBANs consist of 16 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| BE | Belgium's country code |
| YY | Check digits |
| ZZZZ | Swan's Belgian bank code for main IBANs (virtual IBANs: different bank code) |
| XXXX XX | Account number (not applicable for virtual IBANs) |
| YY | Check digits |
| SWNBBE22 | Swan's Belgian Bank Identifier Code (BIC) |
Germany → IBAN: DEYY 1001 4000 XXXX XXXX XX | BIC: SWNBDEBB
German IBANs consist of 22 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| DE | Germany's country code |
| YY | IBAN check digits |
| 1001 4000 | Swan's German bank code for main IBANs (virtual IBANs: 1001 4001) |
| XXXX XXXX XX | 10-digit account number (not applicable for virtual IBANs) |
| SWNBDEBB | Swan's German Bank Identifier Code (BIC) |
Italy → IBAN: ITXX Y368 3201 600X XXXX XXXX XXX | BIC: SWNBITM2
Italian IBANs consist of 27 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| IT | Italy's country code |
| XX | IBAN check digits |
| Y | Italian national check code |
| 368 32 | Swan's Italian bank code (ABI code). ABI, or Associazione Bancaria Italiana, is the official Italian Bank Code |
| 01600 | Swan's Italian branch code for main IBANs (virtual IBANs: 01601) |
| X XXXX XXXX XXX | 12-digit account number (not applicable for virtual IBANs) |
| SWNBITM2 | Swan's Italian Bank Identifier Code (BIC) |
Netherlands → IBAN: NLYY SWNB ZXXX XXXX XX | BIC: SWNBNL22
Dutch IBANs consist of 18 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| NL | Netherlands' country code |
| YY | IBAN check digits |
| SWNB | Swan's bank code |
| Z | IBAN type (1-4: main IBAN; 5-9: virtual IBAN) |
| XXX XXXX XX | Remaining nine digits of the 10-digit account number, which starts with the IBAN type digit Z (not applicable for virtual IBANs) |
| SWNBNL22 | Swan's Dutch Bank Identifier Code (BIC) |
Spain → IBAN: ESYY 6724 8440 ZZXX XXXX XXXX | BIC: SWNBESB2
Spanish IBANs consist of 24 letters and numbers.
Each set of characters represents a different account detail.
| Character set | Explanation |
|---|---|
| ES | Spain's country code |
| YY | IBAN check digits |
| 6724 | Swan's Spanish bank code |
| 8440 | Swan's Spanish branch code for main IBANs (virtual IBANs: 8990) |
| ZZ | Bank check digits |
| XX XXXX XXXX | 10-digit account number (not applicable for virtual IBANs) |
| SWNBESB2 | Swan's Spanish Bank Identifier Code (BIC) |