Audience:
Identification recommendations by country
Accepted identification processes vary by country based on local regulations. For each account country and type of account, Swan recommends a process and, if possible, offers other acceptable processes.
You need Swan's approval before you can change the user identification process in your product. To request it, contact your Strategic Account Manager (SAM).
Recommended processes
Refer to the following table for accepted and recommended identification processes for individual and company accounts. The first process listed, in bold, is the process Swan recommends. Sometimes, a first transfer is also required.
| Account country | Individual accounts | Company accounts |
|---|---|---|
| 🇫🇷 France | PVID Expert + first transfer QES | Expert QES PVID |
| 🇧🇪 Belgium ∗ | QES Expert + first transfer | Expert QES PVID |
| 🇩🇪 Germany | QES + first transfer | QES |
| 🇮🇹 Italy | QES Expert + first transfer | Expert QES PVID |
| 🇳🇱 Netherlands | Expert QES PVID | Expert QES PVID |
| 🇪🇸 Spain | QES Expert + first transfer PVID + first transfer | Expert QES PVID |
∗ Belgian citizens and foreign residents are attributed a national identification number (Rijksregisternummer/RRN in Dutch, Numéro National/NN in French). Swan must collect this identifier when a Belgian citizen or resident is the account holder or legal representative. Belgian passports don't display the RRN, so only identity cards and residency permits are accepted for Belgian IBAN accounts.
For users who are self-employed account holders, recommendations depend on their status:
| Account country | Recommended process for self-employed | Other supported processes |
|---|---|---|
| 🇫🇷 France | PVID | none |
| 🇧🇪 Belgium | QES | Expert + first transfer |
| 🇩🇪 Germany | QES + first transfer | none |