9 October 2025

Improvements

📭 To improve data quality for physical card orders, we now use a regex to enforce better formatting of the postalCode field in physical addresses.

API updates

Upcoming breaking changes

🔍 Starting November 12:

• The onboarding(id: ID!) query may return null when no onboarding exists for the given ID, instead of always returning an Onboarding object.
• The following deprecated fields will be removed:
  • verificationFlow from the OnboardingInfo object.
  • redirectUrl from both the Onboarding and OnboardingInfo objects. It has been replaced by the oauthRedirectParameters object.
  • title from the Ultimate Beneficial Owner (UBO) object. It has been replaced by the gender field.
  • onboardingState from the OnboardingInfo object.

💸 On October 19, we will introduce the following updates to the initiateCreditTransfers endpoint to improve its usability and clarity:

• The save parameter now defaults to false.
• The mode parameter is now a required field. The default value is set to Regular.
• The isMyOwnIban and beneficiaryId input fields have been removed.
• The API now returns a ValidationRejection error instead of ForbiddenRejection when an input contains invalid data.

Updates

⚖️ Starting October 31, the taxIdentificationNumber will be a mandatory field at onboarding when an account holder's residency country does not match the accountCountry. This is to comply with CRS (Common Reporting Standard) regulations.