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29 March 2023

· 2 min read

New features​

⚡ We implemented a fallback option for Instant SEPA Credit Transfers. When an instant transfer is unavailable, whether for technical reasons or due to a manual risk assessment, the instant transfer will run as a standard transfer instead. Your customer won't need to reinitiate a transfer or consent a second time.

  • How? We added a new input mode to the initiateCreditTransfer mutation, as well as the new filter includeRejectedWithFallback to the transactions query.
  • Tip: We recommend you choose false by default so your customers won't see the rejected instant transfer on their transaction history.

Improvements​

📃 To reduce back and forth with our KYC team, we're asking some partners to collect additional supporting documents during onboarding for some use cases:

  • Lithuanian companies: Company Registration, UBO Declaration
  • Netherlands, Austria, Luxembourg companies: UBO Declaration
  • German self-employed: Self-employed Registration

🇩🇪 For German account onboarding (accountCountry: DEU), three fields are now API-optional:

  • UBO birth date: individualUltimateBeneficialOwners.birthDate
  • UBO birth city: individualUltimateBeneficialOwners.birthCity
  • UBO birth postal code: individualUltimateBeneficialOwners.birthCityPostalCode

📼 We added a new field originTransaction to the API at the transaction level. It contains its parent transaction (for example, the card debit for a card debit reversal).

🧪 We added Instant SEPA Credit Transfers and their associated recalls to the Event Simulator on your Dashboard.

💳 You can now approve authorizations with a partial amount. To do so, indicate the partialAuthorizationAmountValue within your payment control response. Note that not all authorizations can be authorized partially; to identify eligible authorizations, look for the allowsPartialAuthorization:true on the payment control notification we send you.

Bug fix​

⚒️ We fixed some latency issues on our OAuth 2.0 server. Let us know if you still have trouble getting your access tokens.

Breaking changes​

💥 We added a new value SwornStatement in SupportingDocumentPurposeEnum. To avoid breaking changes on your side, please take these into account. We'll request this supporting document during onboarding for Spanish companies.