Add an account for an existing account holder

If an account holder already exists, you can add another individual account for that account holder.

The account holder still needs to be "officially" verified by Swan, but verification is quick as Swan already knows the account holder. For company account holders, use the Multiple Accounts feature instead.

Prerequisites

The account holder must be Verified with an Opened account.

Guide

1. Create a new individual onboarding, using the same information as the account holder's existing Swan account.
2. Finalize the onboarding with the new onboarding ID and the user access token. The account holder doesn't need to do anything.
3. You'll get a new accountId immediately while verification is Pending.
4. Swan verifies the account. Since Swan already knows the account holder, verification is quicker than for a new account holder.